Achieve a Clean Slate: Restructure Your Cash Flow & Wipe Out Toxic Debt
Create a plan to eliminate every high-interest leak, align your spending with your life values, and unlock six figures in lifetime credit efficiency.
- 256-bit financial data security
- High interest payoff target
- Direct monthly email accountability with Tiffany
Your options for getting out of debt
High fee, low impact for debt
Traditional Wealth Planner
- Costs $3,000+ plus monthly fees
- Ignores debt payoff
- Requires existing assets to start
Credit destructive
Chapter 7 / 13 Bankruptcy
- 7 to 10 year credit penalty
- $2K+ in legal fees
- Higher interest rates in the future costing hundreds of thousands of dollars
Recommended path
Cosmic Debt Restructuring Intensive
- $2,497 one time
- Preserves your credit score
- Saves $100K+ in future interest
- Custom plan for your family
The Hidden Tax of High Utilization & Low Credit Scores
A strained debt-to-income ratio does more than cause stress. It quietly raises the rate you pay on your next home, costing buyers $100,000 to $250,000+ in extra mortgage interest over 30 years. Clearing toxic debt first is the cheapest money you will ever make.
7%+
Toxic interest benchmark to eliminate
$180k+
Average interest saved on a 30-year mortgage
60 mins
1-on-1 deep-dive strategy call
Ongoing
Direct email progress tracking
How the intensive works
1. Secure Data Ingestion
We take in your statements to map expenses, APRs and hidden leaks.
2. Custom Payoff Map
Payoff strategy with a clear, zero financial jargon plan.
3. 60-Min 1-on-1 Intensive
Align spending with your values and finalize your target financial roadmap.
4. Monthly Accountability
Ongoing monthly check-in emails so you hit every milestone.
Did you purchase the Generational Wealth Blueprint?
Your entire $497 investment rolls straight into this intensive. Pay only $2,000 for your full cash flow turnaround.
Claim $497 Credit & UpgradeQuestions
How does statement parsing keep my information secure?
Your statements are handled over encrypted connections and used only to build your plan. Nothing is shared or sold, and you can ask for your files to be deleted once your plan is done.
What counts as toxic debt vs. acceptable debt?
Anything above a 7% interest rate is toxic debt and gets targeted first. Lower rate debt like many mortgages can be acceptable when it fits your plan.
How do monthly email check-ins work?
Each month you send Tiffany a quick progress update. She reviews it, flags anything off track and keeps you moving toward the next milestone. If you need more help along the way, a plan for additional support can be created.
Can I upgrade later to Legacy Architecture?
Yes. Once your cash flow is clean, the Generational Wealth & Legacy Architecture program is the natural next step to create a plan for growing your net worth.